And that could lead them not to budget at all. So, many people may give up on it before they really give it enough time. The second problem is that it takes more time to figure out than other apps. In fact, it’s one of the most expensive options out there. The first issue is that it’s quite a bit pricier than the competition. While YNAB is well-loved among its users, there are areas for improvement with this app as well.
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